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Identity theft occurs when someone uses your name, Social Security number, credit card number or any other type of sensitive information, without your knowledge to commit fraud, theft or for their own economic gain.

The government says identity theft topped its list of consumer frauds for the third year in a row, complaints about internet auction fraud came in second. Complaints about identity theft nearly doubled in 2002. The Federal Trade Commission, which can take complaints online says 43 percent of complaints received involved the hijacking of someone's identity to steal money or commit fraud.

A government web site listed four ways that identity thieves work:

1. Opening a new credit card account, using the victim's personal information. When the card is used and not paid for, the delinquent account is shown on the victim's credit report.
2. Calling the victim's card issuer and changing the mailing address on the account. Then, the imposter runs up charges. Because bills are being sent to the new address, victims may not immediately realize there's a problem.
3. Establishing cellular phone service in a false name.
4. Opening a bank account in the victim's name and writing bad checks on that account.

How does a thief get the information he/she needs to steal my identity?

Information can be stolen from a consumer in a variety of ways including:

• Going through your mail or trash to take pre-approved credit card offers, discarded credit card receipts or, other personal information.
• Stealing your purse or wallet.
• Calling you on the phone, posing as a solicitor in order to gain personal information including your name, date of birth, social security number.
• Looking over your shoulder at an ATM while you are accessing your account, to steal your account number and password or pin.

How can I protect myself from identity theft?

• Do not carry important documents such as your social security card, birth certificate or passport with you unless absolutely necessary;
• Only keep a few credit cards in your purse or wallet when shopping.
• Keep a list of your credit card account numbers, with expiration dates and telephone numbers. Do the same for all your bank accounts. In an emergency, you can notify these companies quickly to stop fraudulent charges or purchases.
• Always take credit card receipts for all purchases and store in a safe place, or dispose of by shredding, not by throwing away in a public trash container;
• Invest in a shredder and shred all items including discarded credit card and bank statements, old receipts and utility bills, and new credit card offers you receive in the mail.
• Use a mix of letters and numbers, not personal information such as your birth date, last four digits of your social security, or mothers maiden name when creating passwords and PIN numbers for important accounts. Do not store these in your purse or wallet!

Standard Identity Theft Prevention
	Price: $59	Turnaround Time: 4-8 hours
Protect yourself from identity theft. Check public information about yourself to ensure that it is accurate. Ensuring the accuracy of public information is a key to preventing identity theft. This Search Provides: Current address and identifying data Previous addresses for past 10 years Possible aliases Deceased Search In-depth profile of property ownership Corporate affiliations Verification of Social Security Number (State and Year issued) Professional Licenses Bankruptcy Record Liens and Judgments
Comprehensive ID Theft Prevention with credit report and score
	Price: $79	Turnaround Time: 4 hours
Check your credit report to ensure the accuracy of the information. Protect yourself from identity theft by checking the accuracy of your public information. This Search Provides: Identity theft occurs when someone uses your name, Social Security number, credit card number or any other type of sensitive information, without your knowledge to commit fraud, theft or for their own economic gain. Current address and identifying data Previous addresses for past 10 years Possible aliases Deceased Search In-depth profile of property ownership Corporate affiliations Verification of Social Security Number (State and Year issued) Professional Licenses Bankruptcy Record Liens and Judgments We need a signed release for a credit report. This product can only be ordered by fax, please click here to print out the order form and fax it to us at 303-573-1779.